CERB Funding (Canada Emergency Response Benefit)
- The CERB provides $500 a week for up to 16 weeks.
- Important! If you are not eligible for Employment Insurance, find out how you can get ready to apply for the CERB through the Canada Revenue Agency.
- Where to apply:
- Click here to apply online!
- To apply by phone, call 1-800-959-2019
- To speak to an agent, call 1-800-959-8281
Eligibility for CERB as of April 5, 2020 – The benefit will be available to workers:
- Residing in Canada, who are at least 15 years old;
- Who have stopped working because of COVID-19 and have not voluntarily quit their job or are eligible for EI regular or sickness benefits;
- Who had an income of at least $5,000 in 2019 or in the 12 months prior to the date of their application; and
- Who are or expect to be without employment or self-employment income for at least 14 consecutive days in the initial four-week period. For subsequent benefit periods, they expect to have no employment or self-employment income.
To access these funds as quickly as possible, the Canadian government asks that you apply according to birth month on:
- January, February or March – Monday, April 6
- April, May, or June – Tuesdays, April 7
- July, August, or September – Wednesday, April 8
- October, November, or December – Thursday, April 9
- Any month – Fridays, Saturdays, and Sundays
Note For Students
- If you are a student, with student loan obligations, the government is placing a six-month interest-free moratorium on the repayment of Canada Student Loans for all student loan borrowers. No payment will be required and interest will not accrue during this time.
Other available measures to assist individuals can be found here.
- On-reserve & self-governing First Nations communities will receive funding directly from ISC
- Inuit Nunangat Regions will receive funding directly from ISC
- Métis will receive funding through existing mechanisms to facilitate the speed at which funding can be received
- Regional, urban and off-reserve Indigenous organizations need to apply through a call for proposals. This call will be opened soon and available by clicking here.
- Companies affected by COVID19 can get help to cover up to 75% of salaries for up to 3 months (those who don’t qualify can apply to get 10 from the previously announced wage subsidy of 10 percent of remuneration paid from March 18 to before June 20, 2020.
Canada Emergency Business Account
- The new Canada Emergency Business Account will provide interest-free loans of up to $40,000 to small businesses and not-for-profits, to help cover their operating costs during a period where their revenues have been temporarily reduced. To qualify, these organizations will need to demonstrate they paid between $50,000 to $1 million in total payroll in 2019.
- This program will roll out in the three weeks after March 27, and interested businesses should work with their current financial institutions.
Other measures are available and can be found here.